Waterfront

Address

424 Cedar Creek Road, Palatka, FL

Listing Type

Active

Price

$ 899,000

Property Attributes

MLS#2164359
TypeSingle Family
Listing Status Active
CountyPUTNAM
CityPalatka
Area563-East Bostwick-Bridgeport-Cedar Creek
NeighborhoodMetes & Bounds
Zip32177
StyleTraditional
Year Built2021
Price$ 899,000
Bedrooms3
Full Bathrooms3
Half Bathrooms0
Sqr Footage2324
Lot Size1.26 Acres

Data Source:

Northeast Florida MLS (NEFMLS)

Property Description

125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches designed to take full advantage of the riverfront setting. The impressive outdoor living space includes a 12x56 covered back porch overlooking the river--the perfect setting for morning coffee, family gatherings, entertaining or simply unwinding by the water. A private wood dock with substantial concrete-supported pilings provides direct access to the St. Johns River, while a 1,000-square-foot concrete pad offers incredible potential for an outdoor kitchen or additional entertaining space. There's even a 3-person Jacuzzi ready for relaxing at the end of the day. Inside, you'll find LVP flooring, new carpet, granite countertops throughout the kitchen & baths solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.

Price History
9/11/2026	Listed $899,000

General Features

Sewer	Septic Tank
Heating	Central
Cooling	Central Air
Utilities	Cable Connected,Electricity Connected,Sewer Available,Water Connected
Possession	Close Of Escrow
Roof	Metal
Appliances	Dishwasher,Disposal,Double Oven,Gas Oven,Gas Water Heater,Microwave,Refrigerator
Garage Spaces	4.0
Patio/Porch Features	Porch,Rear Porch,Wrap Around
Architectural Style	Traditional
Construction Materials	Composition Siding
Year Built	2021
View	River
Stories Count	1
Property Subtype	Single Family Residence
Current Use	Residential,Single Family
Parcel Number	23-08-27-1020-0000-0180
Waterfront Features	River Front
County	Putnam
Property Type	Residential
HOA	No
Attached Garage	No
Subdivision Name	Metes & Bounds
Facing Direction	East
Garage Y/N	Yes
Full Baths	3
Status	Active
Directions	Head south on Hwy 17 toward Palatka. Left on Palmetto Bluff Rd. Left onto Cedar Creek Rd. House is on the right
City	Palatka
Senior Community Y/N	No
Zoning Description	Residential
MLS Area	563-East Bostwick/Bridgeport/Cedar Creek
Lot Size Units	Acres
Lot Size Square Feet	54885.6
Carport Spaces	2.0
Carport Y/N	Yes
Listing Terms	Cash,Conventional,FHA,VA Loan
Property Attached Y/N	No
Home Warranty Y/N	No
Property Condition	Updated/Remodeled
Lease Renewal Y/N	No
MLS Area Minor	563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N	No
Rent Control Y/N	No
Standard Status	Active
MobileHomeRemainsYN	No
Cash	True
Conventional	True
Sewer_co_Septic_sp_Tank	True
Heating_co_Central	True
Utilities_co_Cable_sp_Connected	True
Accessory Dwelling Unit Y/N	No
Water Body Access Y/N	None
CDD	No

Interior Features

Interior Amenities	Breakfast Bar,Eat-in Kitchen,Open Floorplan,Pantry,Split Bedrooms
Flooring	Carpet
Basement (Y/N)	No
Air Conditioning Y/N	Yes
Heating Y/N	Yes
Laundry Features	In Unit
Total Bedrooms	3
LivingAreaSource	Public Records
Total Baths	3

Exterior Features

Exterior Amenities	Dock
Parking Features	Detached,Detached Carport,Garage
Water Source	Well
Lot Size Area	1.26
Spa	No
Lot Size Acres	1.26
Road Surface Type	Asphalt
Waterfront Y/N	Yes
Road Frontage Type	County Road
Crops Included Y/N	No
Horse Y/N	No
Irrigation Water Rights Y/N	No
Exterior_sp_Features_co_Dock	True